VISION INSURANCE
Administered by Guardian
Regular eye examinations can not only determine your need for corrective eyewear but also may detect general health problems in their earliest stages. Protection of the eyes should be a major concern for everyone.
The vision insurance is provided through Guardian Vision Benefits using the Vision Service Plan (VSP) Signature Full Feature Network. The VSP network consists of private practicing optometrists, ophthalmologists, opticians and optical retailers. You have the option of visiting any provider. However, by choosing a network provider, you will receive the highest level of benefit and save on out-of-pocket costs. You may access a list of participating providers through the Guardian website, www.guardiananytime.com.
The vision plan provides an annual exam with a $10 copay for each covered family member. In addition, the plan covers prescription eyewear. You may choose between glasses or contacts. If you choose contacts, you will not be eligible to receive glasses (lenses and frame) in the same service period. The contact lens fitting and evaluation is separated from the materials coverage. Members will also continue to receive a 15% discount on all contact lens exam services.
The dental and vision plans are bundled together. If you enroll in the dental plan, you are automatically enrolled in the vision plan.
No need for an ID card. To take advantage of your VSP vision benefit, simply contact a VSP provider and let them know you have VSP coverage—they handle the paperwork for you.
RESOURCES
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Vision Plan | |
| Benefit | In-Network | Out-of-Network |
| Exam Covered Once Every 12 Months |
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| Lenses Covered Once Every 12 Months |
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| Frames Covered Once Every 24 Months |
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| Contact Lenses Covered Once Every 12 Months |
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| EXTRA SAVINGS & DISCOUNTS | ||
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Glasses and Sunglasses – 30% discount off of additional pairs of prescription glasses as well as non-prescription sunglasses purchased the same day as the member’s eye exam from the same VSP doctor who provided the exam. (Members will con- tinue to receive 20% off unlimited additional pairs of glasses valid through any VSP doctor within 12 months of the last cov- ered exam.) Laser Correction Surgery – Laser surgery is not an insured benefit. The surgery is available at a discounted fee. Average 15% discount off the usual price or 5% off the promotional price; discounts only available from contracted facilities. The covered person must pay the entire discounted fee. |
Email Katie Plush ([email protected]) or Vicki Barone ([email protected]) if you have any questions about the benefits or online enrollment process.
