ACCIDENT INSURANCE
Administered by Lincoln Financial Group
Accident coverage provides benefits for specific injuries and events resulting from a covered accident. The amount paid depends on the type of injury and care received. Associates can purchase Accident Insurance for themselves, their spouse, and their children (up to age 26). Payroll contribution will be made on a post-tax basis.
| Semi-Monthly Premium | |
| Associate | $ 6.03 |
| Associate + Spouse | $ 10.10 |
| Associate + Child(ren) | $ 11.20 |
| Family | $ 15.17 |
RESOURCES
| Payments for Treatment | |
| Doctor Follow-Up Visits | $50 up to 6 treatments |
| Chiropractic Visits | $50 per visit up to 6 visits |
| Emergency Dental Work | $300/crown, $75/extraction |
| Emergency Treatment | $200 |
| Hospital Admission | $1,000 |
| Hospital Stay (Confinement) | $250 per day, up to 1 year |
| Initial Doctor Visit or Urgent Care | $100 |
| Surgery | Up to $1,250 / Hernia $250 |
| X-Ray | $40 |
| Payments for Different Kinds of Injuries | |
| Blood/Plasma/Platelets | $300 |
| Burns (2nd Degree / 3rd Degree) | Up to $12,000 depending on severity |
| Coma | $10,000 |
| Dislocations | Up to $5,000 |
| Eye Injury | $300 |
| Fracture | Up to $6,000 |
| Joint Replacement (hip/knee/shoulder) | $2,500/$1,250/$1,250 |
| Laceration | Schedule up to $400 |
| Prosthetic Device/Artificial Limb | 1: $500, 2 or more: $1,000 |
| Ruptured Disc with Surgical Repair | $500 |
| Payments for Transportation and Lodging | |
| Ambulance | $200 |
| Air Ambulance | $1,000 |
| Lodging the hospital must be more than 50 miles from the insured’s residence | $125/day, up to 30 days for companion hotel stay |
| Traveling over 50 miles for Treatment | $0.50 per mile, limited to $500/round trip, up to 3 times per accident |
| Accident Coverage Type | Off job coverage |
| Wellness Benefit (per year limit) | $50 Associate/$50 Spouse/$50 Child(ren) |
| Coverage for Children | From birth to 26 years |
| Accidental Death & Dismemberment | |
| Associate $25,000 / Spouse $12,500 / Child(ren) $5,000 | |
| Child Organized Sports Benefit | |
| Provides a payment increase of 25% for injuries that occur while participating in organized sports that require formal registration. The child must be insure by the plan on date the accident occurred and be 18 years of age or younger. | |
Email Katie Plush ([email protected]) or Vicki Barone ([email protected]) if you have any questions about the benefits or online enrollment process.
