EQUITY TRUST 401(K) PLAN
Administered by Go Retire
While retirement may seem like it’s a long way off, the sooner you start preparing for it, the longer your investments will have time to grow. Participate in the Equity Trust 401(k) Plan and get free money from the Company match so you can enjoy your retirement at the beach. All associates, at least 18 years of age, are eligible to participate in the Equity Trust 401(k) Plan. Newly eligible associates can participate in the Plan on the 1st day of the month following 60 days of employment. Once you have met your eligibility waiting period, you are eligible to enroll and begin your deferrals at any point in time going forward.
Free Money! Associates who participate in the Equity Trust 401(k) Plan have an opportunity to enjoy the benefit of the Company matching up to 4% of their salary contributed. This is a safe harbor plan with a matching formula that is defined by the IRS.
- 100% Company Match for the first 1-3% contribution
- 50% Company Match the next 2% contribution (up to 5% total)
| VESTING | |
| Associate Payroll Deferrals | 100% immediately vested |
| Safe Harbor Matching Contributions | 100% immediately vested |
401(k) deferral contributions are not subject to federal or state taxes. That means it costs you less to save more.
You will have 24-hour online access to obtain important information and make changes to your retirement account. Here are the specific steps you need to access your account online:
- Log onto www.go-retire.com/equitytrust
- Click the Participant Login on the left side.
- Select Plan Participant in the Login As panel. On the new screen, enter your User ID (your SSN if first time user) and your Initial Personal Identification Number (your Date of Birth – mmddyyyy) and click on the Login button.
- Select your Plan and view any Plan Messages.
You also have access to a Voice Response System by calling 800-716-3742. You can use the automated system to get account information or you may talk to a representative Monday through Friday, from 8:00 a.m. – 8:00 p.m. ET.
| RETIREMENT PLANNING GUIDANCE Meeder Investment Management meederinvestment.com 866-633-3371 |
Questions about: – Investments options – Investment strategy consultation – Long term comprehensive planning |
Email Katie Plush ([email protected]) or Vicki Barone ([email protected]) if you have any questions about the benefits or online enrollment process.
